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Senin, 28 Mei 2012

CheapInsuranceSales.Com: Welcome to CheapInsuranceSales.Com!

CheapInsuranceSales.Com: Welcome to CheapInsuranceSales.Com!: Here you will find all the information you need before making a decision on what major insurance provider you choose to fit your needs! Don'...

http://www.cheapinsurancesales.com Here you will find all the information you need before making a decision on what major insurance provider you choose to fit your needs! Don't be fooled by sites offering "free quotes" and "special offers". at CheapInsuranceSales.Com we give you just that! A way for you to choose the insurance provider that fits your budget and your lifesty...

Kamis, 24 Mei 2012

Victim of credit fraud, we ban help Send a Dispute Letter for Reporting Credit Card Fraud According to the Federal Trade Commission, the Fair Credit Billing Act established procedures for resolving billing errors, including fraudulent charges, on your credit card accounts. The best method for reporting credit card fraud on your accounts is to send a dispute letter detailing the erroneous information. Write to the creditor using the address given for “billing inquiries” and not the payment address. Include your name, address, account number and a description of the fraudulent information, including the date of the charge and amount. Below is a sample dispute letter for your reference: Date Your Name Your Address Your City, State, Zip Code...

Jumat, 18 Mei 2012

5 Biggest Mistakes People Make in Repairing their Credit. Credit Repair is not difficult, but you can shoot yourself in the foot if you don't pay attention to a few little things. Here are common mistakes people make which can be easily avoided: 1. Failing to credit-repair.com">dispute with the credit bureaus FIRST. In credit repair, always dispute your negatives with the credit bureaus before doing anything else. 10-20% of all items disputed in an initial round of disputes fall off. Why not pick off the low hanging fruit in the beginning so you can concentrate on the tough stuff? In addition, you cannot take legal action as an individual against companies who are acting illegally by reporting you if you don't dispute first. 2. Failing...

Rabu, 16 Mei 2012

By msnbc.com news servicesThe delinquency rate on U.S. home mortgages fell in the first quarter to the lowest level since 2008, though the share of homes in the foreclosure process inched higher, an industry group said on Wednesday. The seasonally adjusted delinquency rate on all loans fell to 7.40 percent from 7.58 percent in the fourth quarter of 2011, and down from 8.32 percent a year ago, according to a report from the Mortgage Bankers Association. It was the lowest level since the third quarter of 2008, matching the record set in the fourth quarter of last year. "The delinquency picture is getting better. It's been getting better for some time and this is another important step in that," said Jay Brinkmann, MBA's chief economist. The delinquency rate includes mortgages that are at least...

New FICO Score eases bad credit repair as FICO Corp. 'relaxes' scoring model Bad credit folks who sign up for Credit Counseling or Debt Consolidation plan hear this a lot: "your Beacon score is too low...", "you must improve your FICO score...". Little do they know that their FICO score may've improved already without them noticing. Every 5 points up counts! According to Fair Isaac Corporation (NYSE:FIC), the new FICO is a more predictive and consumer friendly score now... And forget about the Beacon score - the name is NextGen now! What? You didn't know? According to research done by Screwedup-credit-repair.com, it's true, most people don't know that three major credit agencies TransUnion, Experian and Equifax are now using the new and...

Even death is not enough to shake off student loan debt. One New Jersey family learned this in the most awful way imaginable.When Amanda Greenhalgh died at the age of 24 in 2010, her father and grandmother were on the hook for more than $100,000 in loans used to pay for her degree at Penn State University, The star ledgerGreenhalgh, who was was earning $74,000 a year, hadn't missed a payment. Her loans were with Sallie Mae, reportedly one of the few lenders that has a death and disability policy -- which allows family members to discharge student loans if they can provide a death certificate for the student.The family contacted Sallie Mae several times, but they were re-directed to call centers in the Philippines with no one...

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