New FICO Score eases bad credit repair as FICO Corp. 'relaxes' scoring model Bad credit folks who sign up for Credit Counseling or Debt Consolidation plan hear this a lot: "your Beacon score is too low...", "you must improve your FICO score...". Little do they know that their FICO score may've improved already without them noticing. Every 5 points up counts! According to Fair Isaac Corporation (NYSE:FIC), the new FICO is a more predictive and consumer friendly score now... And forget about the Beacon score - the name is NextGen now! What? You didn't know? According to research done by Screwedup-credit-repair.com, it's true, most people don't know that three major credit agencies TransUnion, Experian and Equifax are now using the new and...

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10 Golden Rules to Dealing with Collection Agencies. Collection agencies are the Devil . The Devil Lies. Never, ever, ever give a credit card, debit card or checking account number to a collection agency. Make all payments via certified mail with a money order or with certified funds. Never pay off or make payments on a debt UNLESS you have a written agreement that spells out EXACTLY what they will do in exchange for payment. Make sure this is written on their company letter head and signed by a supervisor. Asking to speak with the supervisor rarely works, he or she received their position by being the best liar. Never ever tell the collection agent that you are trying to clean up your credit for a specific reason, i.e. buy a car...

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Great mothers day gift We all need you help with this                                                                                        Please make a donation to the National Diabetes Association. Thank youDonate a dollar you can make a donation from my site and get a free prescription drug discount card: get up to 68% off generic drugs, This disease needs everyone's help. Millions of Americans are afflicted by this disease and odds are you know a family member with it. Lets do our best to find a cure...soon,...

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 Social network giant Facebook is allegedly targeting May 17 as the potential date for its initial public offering, according to a TechCrunch report that cites unnamed sources familiar with the company.The IPO date might be off depending on how much time federal regulators need to review Facebook’s recent $1 billion acquisition of mobile-photo-sharing startup Instagram..And speaking of Instagram, some have speculated that the $1 billion deal was structured around the idea that Facebook shares would be worth more after they began trading publicly. On that assumption, Facebook agreed to pay 30 percent cash and 70 percent in stock. Sources from both TechCrunch and the New York Times indicate that Facebook is looking to raise around $10 billion...

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5 Biggest Mistakes People Make in Repairing their Credit. Credit Repair is not difficult, but you can shoot yourself in the foot if you don't pay attention to a few little things. Here are common mistakes people make which can be easily avoided: 1. Failing to credit-repair.com">dispute with the credit bureaus FIRST. In credit repair, always dispute your negatives with the credit bureaus before doing anything else. 10-20% of all items disputed in an initial round of disputes fall off. Why not pick off the low hanging fruit in the beginning so you can concentrate on the tough stuff? In addition, you cannot take legal action as an individual against companies who are acting illegally by reporting you if you don't dispute first. 2. Failing...

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Like many others these days we all have some sort of credit issues, but what can we do about it. well believe it or not there is a lot of tips and tricks that we can do to get those scores up again. First thing we need is a credit report to see exactly what we are up against. Once you get your report you will notice a lot of inconsistency's on it and there are ways to correct these. That's were a dispute letter comes in, with a dispute letter you can question everything on your credit history ans once the credit bureau receives your dispute they have thirty days to address the issue or they have to remove it from your history. that's one way. If you have a account in collections relax, those are with out doubt one of the easiest to have removed....

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“Pregnant Man” Thomas Beatie And Wife Separate After 9 Years #WebProNews webpronews.com/pregnant-man-t… check out screwedup-credit-repair.com— john magee (@woodhavendr) April 21, 2...

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SEO for Fools and Dummies 7:44 AM 4/17/2012 I still see a lot of people offering submission services, and I still get a lot of people asking me if I can submit them to the search engines as part of my credit repair service, so I'm writing this article just to point out to those who're not yet aware - that you don't need to submit your site to the search engines. and you don't need a Large add campaign to get traffic to your site, you can get this all for free with a little time and effort. Everything else about SEO is pretty useless if you don't get your web pages on the search engines, so of course you need to be indexed on Google and the other main search engines, but you don't need to submit to get indexed. In fact, submitting would take a lot longer than the way you're about to learn....

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Lighter Note for summer

Light My Fire While gas grills may offer ease and convenience, and gas grill lovers claim there is no taste difference, those in the charcoal camp disagree wholeheartedly. "I'll give someone a piece of something cooked over charcoal and they're just amazed because the gas grills we're so used to just have no flavor," said Ray "Dr. BBQ" Lampe. "Gas grillers talk about convenience, but there's more to it than that," said Lampe, who has appeared on the Food Network's "The Best Thing I Ever Ate." It is true that a charcoal grill requires more preparation time than a gas grill, Lampe acknowledged, but he said there are ways to speed up the coal-heating process. For one, he recommends using lump charcoal, which is much easier to light than traditional charcoal briquettes. "Lump charcoal lights...

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